These insurances are obligatory, and the cost of them is borne jointly by the Government, the employers, and the laborers themselves.
It comprises a series of insurances for laborers, to secure them from losses by sickness, accidents, invalidity, and age.
In view of the Ministerial attitude to food taxes, insurances had been effected against reduction or abolition of the sugar duty at premiums rising since March from 10 to 30 per cent.
The State undertook to accept re-insurances from the clubs on ships up to 80 per cent.
I have said that all Insurances will be void which are designed to protect voyages or trading to hostile ports.
Similarly, with respect to Insurances on neutral vessels carrying contraband goods, for it is not the voyage, but the cargo, that is illegal in that case.
Similarly, all Insurances to protect the interests of British subjects trading without licence with the enemy are absolutely void.
During his time, the question as to the legality of such insurances was never mooted; for he frowned on every attempt to set up such a defence, as dishonest and against good faith.
The municipal or common law of every state declares all Insurances to be void, by which ships or merchandize of the enemy are sought to be protected.
Insurances will become legal on cargoes that by these Orders may be imported.
Another interesting class of insurances has received much attention, namely, those against the risks of capture, seizure and detention by a hostile power, generally described briefly as war risks.
Although the underwriters at Lloyd's often considered and assumed other than marine risks, and made contracts some of which were merely wagers on public or private events, there is no record of insurances by them against fire on land.
Another large class of casualty insurances applies to various forms of damage to property.
The system, once introduced, was gradually extended first toinsurances effected by premiums payable during longer fixed periods, and ultimately, by some offices, to insurances bearing annual premiums during the whole of life.
The tendency in the large cities and commercial centres is to throw new insurances into the business corporations, while the time-honoured mutual associations retain their standard character and customary clientage.
There was a hesitation on the part of underwriters to meet these wants and the result is that in Great Britain most liability insurances are effected in mutual insurance societies.
In cases other than whole-term insurances by uniform annual premiums, the formulae are subject to appropriate modifications.
Subsequent legislation referred solely to the prohibiting of certain insurances (wager policies, &c.
In America it is not at all rare for insurances to be effected through applications alone without any policy existing.
These large and varied insurances were, probably, known to every company in existence.
Of sham insurances, that is to say, insurances without property on the spot, made on places besieged, in time of war, foreign ministers residing with us have made considerable advantages.
The institution had been enormously puffed, and the result was that many insurances were effected.
The lady went her way, was seen no more in England, or at least speculated no more in insurances on lives.
Whether Lopez granted insurances on lives is unknown, but he lived himself to a bad old age, hated as much as he was feared, and sought after as much as he was despised.
Closely associated with the question of the management of these societies is that of the risk incurred by infant life, through the facilities offered by these societies for making insurances on the death of children.
In France under the second empire a scheme was prepared for assisting friendly societies by granting them collective insurances under government security.
The large emoluments gained by the officers and collectors, the high percentage of expenditure (often exceeding half the contributions), and the excessive frequency of lapsing of insurances point to mischiefs in their management.
If the rate were adopted in London, and the present enormous duty on insurances reduced, the cost to each person would be hardly more pence than it is pounds at present to the provident few.
No sooner are they puff'd, than a universal wish there is For shares in mines, insurances in foreign loans and fisheries.
Insurances should never be made for a greater sum than the value of the property insured, as it would be paying more premium for no purpose.
Insurances may be effected for a limited period, say for one, three, or five years, at about one half the premium charged for the whole term of life.
The annual premiums for insurances of this kind vary with different offices; but they can be effected at the age named, at about £28 10s.
He doesn't send 'em down, but he just hangs on, and keeps his insurances up, and trusts in Providence.
It appears from the same statute, that it had originally been usual to refer all disputes that arose with respect to insurances to the decision of “grave and discreet” merchants appointed by the lord mayor.
Life insurances have been forbidden by the laws of France and of many other foreign states, as being of a gambling nature, and opening the door to a variety of abuses and frauds.
In the reign of Queen Anne several offices were opened for making insurances on marriages, births, christenings, service, &c.
It appears that the first regulations respecting insurances in England, which may be seen in Anderson’s History of Commerce, were made in the year 1601.
The casualties against which insurances are made on ships and cargoes.
Where the insured makes two insurances on the same risks and the same interest.
Now the premium upon all insurances must be regulated by common estimation.
Now, may not these railway insurances be something of the same kind?
Nothing shows what a practical people we are more than our establishment of insurances against railroad accidents.
Thus, Deferred Annuities could only be purchased in large amounts, and Insurances could only be effected where the persons had previously purchased these Annuities.
The remaining six proposals were for insurances on joint male and female lives.
He believed, from the facts which had come within his own knowledge and had been elicited in courts of law, that Mr. Gladstone had rather understated than overstated the delinquencies of Friendly Societies and Insurances Companies.
Mr. Gladstone observed that no one considered Savings Banks, Annuities, or Insurances to be, abstractedly, matters desirable for the Government to deal with.
Footnote 41: In consequence of a very accurate inquiry which has been made, and of information derived from different sources, it appears that fraudulent Lottery Insurances have not diminished.
Clerks, to takeinsurances on account of persons so licensed.
The above list will hopefully give you a few useful examples demonstrating the appropriate usage of "insurances" in a variety of sentences. We hope that you will now be able to make sentences using this word.
